sirang sira yung motor after ng accident. ang problema ngayon is hulugan pa yung motor at wala daw insurance yung motor. ang may insurance eh yung driver kung namatay. i'm planning to stop yung monthly payment kasi di ko na mapapakinabangan yung mc eh. malaki kasi magagastos pag pinagawa ko pa kaya ipapahatak ko na lang sana ulit kaso papayag ba yung company na kunin yung motor ng wasak na wasak? may danyos ba akong babayaran pa? ano magandang gawin na legal? thanks!

sorry to say po pero di po dapat maging burden ng pinag bilan ang aksidente at pagkawasak ng motor nyo...

You still have an obligation to pay especially that the motorcycle cannot be salvaged for anything or any value...

Responsibility nyo pa rin ang utang nyo sa dealer...

sirang sira yung motor after ng accident. ang problema ngayon is hulugan pa yung motor at wala daw insurance yung motor. ang may insurance eh yung driver kung namatay. i'm planning to stop yung monthly payment kasi di ko na mapapakinabangan yung mc eh. malaki kasi magagastos pag pinagawa ko pa kaya ipapahatak ko na lang sana ulit kaso papayag ba yung company na kunin yung motor ng wasak na wasak? may danyos ba akong babayaran pa? ano magandang gawin na legal? thanks!

wala ang tanging legal na hakbang na magagawa mo ay bayaran yung motor sorry sana pina insured mo rin yung mc ng comprehensive hindi nila kasalanan kung nawasak yung motor baka kayo ang maihabla kung magkataon.

re sa warranty, with in a year kadalasan may warranty ang motor for 12 months limited to engine and electrical issues lang.. yung owner lang ng motor yung may warranty due to accidents TPL ata tawag dun.. ngaun kapag totally wrecked na yung motor mo still responsibility mo paring tapusin yung hulog dun.. binayaran na kasi ng bangko yung dealer mo for full price bale sa bangko ka na may utang ngaun.. sa dealer ka lang ngbabayad kasi sila na yung nagrerelay ng bayad mo papunta sa bangko.. i know this info will not reduce your burden for your liabilities pero its a nice to know narin for you and for those who will read this..

kailangan u p ring byran ung motor s dealer. usually TPL insurance lng kc ang binibgay ng mga dealer ng motor, ilan lng ung ngb2gay ng additional ng PA insurance. dpat ng-COMPREHENSIVE INSURANCE k n lng. try mong kausapin ung dealer n kung pwede re-structure nila ung terms mo s motor kc n-aksidente.

res perit domino

The thing is lost to the owner. Since ikaw ang owner nung nawala yan, then ikaw ang mag-bear ng loss. The obligation to pay the motorcycle is still there unless there is a provisions/stipulations in the contract that the dealer/seller will still retain the ownership of the thing before certain conditions are meant, for example, until you are finished paying the installment payments.

sayang talaga, in this kind of situation, a comprehensive insurance will greatly help you.

thanks for your advise

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

Shame on you for doing such mate...

Me pagasa pa na ayusin mo yung ginawa mo...

Please take responsibility and do not pass the burden to others...

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

nasa repo 4 sale section na? nakow... sana naisip nyu muna na pwede may maaksidente/masaktan kung sakaling may makakuha nyung motor nyu.

tsk tsk....

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

ano grabe ka boss pinag malaki mo po experience po hehehe sama ugali yan boss dika sisikat pano nalang ang makakabili noon bibigyan mo problem isipin mo kung mahirap na tao makakabili at nag ipon nang ilan taon mag ka motor lang na alam niya na matino grabe ka

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

ayos toh! pero wag tularan! hehehe

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

Nakupo ang kapal ng mukha to post his act:clap: Nakakahiya at kawawa ang makakakuha ng motor na damaged na pala. di bale me karma din yan:rolleyes:

sirang sira yung motor after ng accident. ang problema ngayon is hulugan pa yung motor at wala daw insurance yung motor. ang may insurance eh yung driver kung namatay. i'm planning to stop yung monthly payment kasi di ko na mapapakinabangan yung mc eh. malaki kasi magagastos pag pinagawa ko pa kaya ipapahatak ko na lang sana ulit kaso papayag ba yung company na kunin yung motor ng wasak na wasak? may danyos ba akong babayaran pa? ano magandang gawin na legal? thanks!


kung naka comprehensive insurance ang motor mo.. file ka lang ng pulis report and pwede nilang paayos ang mc mo..

pero kung TPL or Third Party Liability ang insurance mo.. better na pyesahin mo na lang ang mc mo para may maipang hulug ka sa kanila..

I would strongly suggest you pay it off like you signed to say you would do in the contract.

The consequences: Later in life if you want to buy a house, car, another motorcycle, or whatever, your bank (if you have one) is going to say sorry buddy, you're too much of a risk. You WILL get a poor credit rating, and this will follow you around like a bad smell for the rest of your life. It's easy not to care when you are young, but trust me, once you're in your 30's or 40's, it matters.

In the wider scope, going through with what you suggest simply results in dealers losing trust in buyers, the payment contracts end up getting more onerous and difficult to acquire.

Also ethically, morally, and most importantly, legally, you entered in to a contract with the dealer to gain the use of the motorcycle 'right now' while offsetting the payments over a span of time. This is not negotiable, if you fail to pay, they'll still extract it from you one way or another. How they do that is really up to you.

Often what happens is they try and resell to recoup a fraction of their losses. In your particular case the motorcycle is damaged, and if my Tagalog is up to scratch, you don't have comprehensive insurance.

Speaking of insurance: If you own the bike outright, then the decision to get insurance or not is an individual choice, but in your case, it really should be compulsory to protect the dealer. Behind the scenes, ofttimes they do have insurance, it's just that you'll never see it, and they'll still be wanting their chunk out of you.

Do the right thing, just pay it off and chalk it up as a learning experience. At least it wasn't a car or something far more expensive :-) (And trust me, I've been where you have, so I speak with hard learned experience to back up the words. Don't feel too bad.)



sirang sira yung motor after ng accident. ang problema ngayon is hulugan pa yung motor at wala daw insurance yung motor. ang may insurance eh yung driver kung namatay. i'm planning to stop yung monthly payment kasi di ko na mapapakinabangan yung mc eh. malaki kasi magagastos pag pinagawa ko pa kaya ipapahatak ko na lang sana ulit kaso papayag ba yung company na kunin yung motor ng wasak na wasak? may danyos ba akong babayaran pa? ano magandang gawin na legal? thanks!

ang alam ko lahat ng motor na hulugan eh nakacomprehensive insurance na, hindi lang ako sure ha,ermat ko kasi sa insurance nagtrabho dati, sabi nya hindi lang daw dinedeclaire ng mga dealer ung comprehensive insurance..

ts, tanung mo na lang sa dealer mo kung nakacomprehensive ka, pagpunta ko nga suzuki itatanung ko kung meron ung motor ko nun, kung wala kukuha na lang ako, mahirap na,
malapit na magpasko baka mankaw motor natin, kaya kuha na lang tayo guys bago mahuli ang lahat..

kahit anung ingat natin sa motor, kung mawawala mawawala,kung maakisdente maaksitente...

pero shempre ingat ingat padin guys...

Nakupo ang kapal ng mukha to post his act:clap: Nakakahiya at kawawa ang makakakuha ng motor na damaged na pala. di bale me karma din yan:rolleyes:

hehehe,bagay na bagay sa kanya yung pangalan nya sir..

wag ka na magmotor rockheds baka makuha mo ulit ung sinoli mong motor pag kumuha ka.heheheh.peace..pagaling ka sir

since you didnt buy a comprehensive insurance for ur mc, even now the motorcycle is gone, too sad to say you are still liable to pay the total amount of that motorcycle...but you can still ask the mc dealer. what are the best thing to do may be they can help you....

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

dapat dinamay mo na ng husto ang sarili mo sa pagkasira ng motor mo na tamang ndi ka na din magigising at para me makukuha ka pa sa insurance ng 100,000 para buhay mo... sayang naman nabuhay ka pa.....

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...


tsk.tsk.tsk
tapang ng face!!!

buo pa ba yun makina o totally wreck talaga, sir?

thank you for your advise, dealers.
Peace.

Shame on you for doing such mate...

Me pagasa pa na ayusin mo yung ginawa mo...

Please take responsibility and do not pass the burden to others...

Nakaka relate ako dito..

Yung nakuha kong repo eh sunog yung makina (naubusan ng oil)..lintik na 1st owner na yun..ako pa ngayon nag dadala ng problema..late ko na nalaman na sira pala makina..heto ako ngayon ni-rerestore ko unti unti yung CZ ko..mahal pa mga pyesa ng yamaha..sira sira ng mga gear..con rod maluwang na..haaaaaaaaaaayzz..

kala ko mods nlng aatupaginko sa motor ko may makina pa pala..

may karma din ang mga taong ganyan..

Nakupo ang kapal ng mukha to post his act:clap: Nakakahiya at kawawa ang makakakuha ng motor na damaged na pala. di bale me karma din yan:rolleyes:

nice one bro! :clap:

It was the dealer's responsibility to check the bike's reliability before putting it in the REPO for sale section.

It was the dealer's responsibility to check the bike's reliability before putting it in the REPO for sale section.

yes thats right.. but the piont is he should not pass his own sh!t to others.. take ownership.. dont lose balls and be man enough to take responsibilities..

He was a man enough to save his money to feed his family. The dealer shouldve done the proper repairs needed.

He was a man enough to save his money to feed his family. The dealer shouldve done the proper repairs needed.

Unless he purposely concealed the crack to be able to return the motorcycle...

Responsibility still falls on the previous owner whether you like it or not... The dealer shares that responsibility as well...

He was a man enough to save his money to feed his family.

I'm not sure if this is sarcasm or serious?

Most of these loans fall between 30 and 60 thousand peso. If one finds this amount of money is so significant that they would allow repossession instead of fighting tooth and nail to pay it out in full, then perhaps they would be better from the outset simply forgoing the need to have a motorcycle at all. Better just to feed the family as you put it. Use public transport instead.

Why people feel they can simply default on loan repayments when they get bored with the motorcycle, crash it, scratch it up, drive it like they stole it, such things are simply beyond my comprehension. See, I was taught to treat my stuff with respect, to treat other peoples things even better. A single scratch is enough to bring a tear to my eye. The vast majority of repossessed machines I've seen are in atrocious condition. Why is this?

See, you and I, we are smart, we get this, but the masses, not so much. They treat their stuff like sh*t and then expect they'll get a platinum card and the silver spoon treatment out back in the executive lounge. F'ing idiots.

Far be it from me to play god, but if I was the boss, some people would get sweet FA simply because they can't play nicely with themselves, with their own stuff, with other peoples stuff, or with others period. A lot of people don't seem to be able to think beyond their own noses, they care only when it's too late and the damage is already done - and even then if they can avoid caring, they'll try damned hard to do that too.

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...
Naku! Baka close friend mo or kamaganak mo yung makakabili ng Mio na pina Repo mo. Tsk tsk tsk, kawawa yung magigigng owner nun. I won't be proud posting that.;)









Pjongdi, gaya ng sabi nila, you have no choice pero pinirmahan mo yung responsibility na yun, nasa contrata yun nung nagpirma ka na huhulugan mo yung motor.

I'm not sure if this is sarcasm or serious?

Most of these loans fall between 30 and 60 thousand peso. If one finds this amount of money is so significant that they would allow repossession instead of fighting tooth and nail to pay it out in full, then perhaps they would be better from the outset simply forgoing the need to have a motorcycle at all. Better just to feed the family as you put it. Use public transport instead.

Why people feel they can simply default on loan repayments when they get bored with the motorcycle, crash it, scratch it up, drive it like they stole it, such things are simply beyond my comprehension. See, I was taught to treat my stuff with respect, to treat other peoples things even better. A single scratch is enough to bring a tear to my eye. The vast majority of repossessed machines I've seen are in atrocious condition. Why is this?

See, you and I, we are smart, we get this, but the masses, not so much. They treat their stuff like sh*t and then expect they'll get a platinum card and the silver spoon treatment out back in the executive lounge. F'ing idiots.

Far be it from me to play god, but if I was the boss, some people would get sweet FA simply because they can't play nicely with themselves, with their own stuff, with other peoples stuff, or with others period. A lot of people don't seem to be able to think beyond their own noses, they care only when it's too late and the damage is already done - and even then if they can avoid caring, they'll try damned hard to do that too.

That was a serious statement. Ive seen people who struggles to feed their family but have a bike through financing. As long as you've got P5000, you can use that as a down payment for a cheap bike. Even a poor construction worker or a domestic helper can afford a P5000. And these are the very people who whines about their economic status , blaming it on their government and other people but themselves. :D

Now for the topic, it was understandable, that if a person cannot continue paying his loaned bike the dealer can take it from him anytime. Goodbye to all his hard earned money invested in it. (If you can call it an investment).

Reselling it is the dealers right. As well as checking its engine condition and overall reliability.

It was the dealer's responsibility to check the bike's reliability before putting it in the REPO for sale section.

agree ako dito..

That was a serious statement. Ive seen people who struggles to feed their family but have a bike through financing. As long as you've got P5000, you can use that as a down payment for a cheap bike. Even a poor construction worker or a domestic helper can afford a P5000. And these are the very people who whines about their economic status , blaming it on their government and other people but themselves. :D

Now for the topic, it was understandable, that if a person cannot continue paying his loaned bike the dealer can take it from him anytime. Goodbye to all his hard earned money invested in it. (If you can call it an investment).

Reselling it is the dealers right. As well as checking its engine condition and overall reliability.

now i get it.. very irresponsible.. accepting a brand new bike and returning it as junk.. very clever yet very unproffesional..

That was a serious statement. Ive seen people who struggles to feed their family but have a bike through financing. As long as you've got P5000, you can use that as a down payment for a cheap bike. Even a poor construction worker or a domestic helper can afford a P5000. And these are the very people who whines about their economic status , blaming it on their government and other people but themselves. :DNow for the topic, it was understandable, that if a person cannot continue paying his loaned bike the dealer can take it from him anytime. Goodbye to all his hard earned money invested in it. (If you can call it an investment).

Reselling it is the dealers right. As well as checking its engine condition and overall reliability.

it sad but its true. :o
dealer's should check the bike first, if it is road worthy or not. :rolleyes:

I agree sir.

The dealers do have a right to check and stick back on the sales floor, but certainly the line is drawn when they misrepresent what they are selling - and I think this is happening as a matter of routine at prices that are barely different from brand new.

I know this is not very on topic, though like slashdot, discussions can take interesting twists and turns.

I guess I'm one of those people that tries to live within his means, and I consider it wise that others might do the same - not that they have to at all - nobody has to listen to me :-)

I know some places don't even require a downpayment, I guess it's a gamble for many, and some do like to gamble - we've got employees at our company on 8,500 peso a month riding around on Raider 150R's, and a good many of them have a few kids each. I honestly don't know how they do it. They even manage to trick them out too.

That was a serious statement. Ive seen people who struggles to feed their family but have a bike through financing. As long as you've got P5000, you can use that as a down payment for a cheap bike. Even a poor construction worker or a domestic helper can afford a P5000. And these are the very people who whines about their economic status , blaming it on their government and other people but themselves. :D

Now for the topic, it was understandable, that if a person cannot continue paying his loaned bike the dealer can take it from him anytime. Goodbye to all his hard earned money invested in it. (If you can call it an investment).

Reselling it is the dealers right. As well as checking its engine condition and overall reliability.

@all negative responses... thank you sa magagandang comment ninyo... sana dumating din ang panahon ninyo at kayo na rin ang maaaksidente... i was just being honest... i just surrendered the unit because i can't pay anymore honestly... malaki ang gastos ko sa aking operation (femur and tibia rod implant) and it worth like two brandnew mios... how would i supposed to pay the monthly since i cant work yet... hdi ako katulad nyo na mayayaman... pinaghirapan ko rin yung mio ko and i never expected na maaksidente ako... sino ba may gustong maaksidente... sinabihan ko naman ung staff ng norkis kung ano ang mga sira ng mio at sabi nila mekaniko na nila ang bahala... nalaman ko na lng thru a friend na nkita nya yung mio ko sa repo section... kaya nga sinabi ko kawawa yung makakabili nun and hoping ako na makita ng possible buyer yung crack sa engine... hahai anyway i felt bad already with your comments... thank you na lng sa mga judgment ninyo... dami pa lng perfect na tao dito sa mcp... i dont belong here pala...

@all negative responses... thank you sa magagandang comment ninyo... sana dumating din ang panahon ninyo at kayo na rin ang maaaksidente... i was just being honest... i just surrendered the unit because i can't pay anymore honestly... malaki ang gastos ko sa aking operation (femur and tibia rod implant) and it worth like two brandnew mios... how would i supposed to pay the monthly since i cant work yet... hdi ako katulad nyo na mayayaman... pinaghirapan ko rin yung mio ko and i never expected na maaksidente ako... sino ba may gustong maaksidente... sinabihan ko naman ung staff ng norkis kung ano ang mga sira ng mio at sabi nila mekaniko na nila ang bahala... nalaman ko na lng thru a friend na nkita nya yung mio ko sa repo section... kaya nga sinabi ko kawawa yung makakabili nun and hoping ako na makita ng possible buyer yung crack sa engine... hahai anyway i felt bad already with your comments... thank you na lng sa mga judgment ninyo... dami pa lng perfect na tao dito sa mcp... i dont belong here pala...

'Wag ka na magtampo sir... :o

@all negative responses... thank you sa magagandang comment ninyo... sana dumating din ang panahon ninyo at kayo na rin ang maaaksidente... i was just being honest... i just surrendered the unit because i can't pay anymore honestly... malaki ang gastos ko sa aking operation (femur and tibia rod implant) and it worth like two brandnew mios... how would i supposed to pay the monthly since i cant work yet... hdi ako katulad nyo na mayayaman... pinaghirapan ko rin yung mio ko and i never expected na maaksidente ako... sino ba may gustong maaksidente... sinabihan ko naman ung staff ng norkis kung ano ang mga sira ng mio at sabi nila mekaniko na nila ang bahala... nalaman ko na lng thru a friend na nkita nya yung mio ko sa repo section... kaya nga sinabi ko kawawa yung makakabili nun and hoping ako na makita ng possible buyer yung crack sa engine... hahai anyway i felt bad already with your comments... thank you na lng sa mga judgment ninyo... dami pa lng perfect na tao dito sa mcp... i dont belong here pala...

Dude... Hindi sa binibira kita pero, basahin mo unang post mo sa thread na to... Natural lang ang reaksyon na natanggap mo... Hindi dahil sa nag papaka perpekto ang mga tao pero nilalagay lang nila ang sarili nila sa lugar ng maaring makabili ng motor mo...

Maganda kung alam naman ng dealer yung lahat ng sira pero, ayon kasi sa unang post mo, hindi mo ito binabanggit... Wag mong sisihin ang tao sa mga reaksyon nila at wag mong ipanalangin na malagay sila sa isang aksidente...

Alam mo naman siguro ang ibig sabihin ng salitang responsible and sensible diba? Hindi mo ito ipinakita sa unang post mo at lalong lalo na sa naka high light na section ng huli mong post...

Sensya na bro, pero di naman ata tama na ikaw pa ang sumama ang loob sa pag kakataong ito lalo nat di buo ang kwento mo tapos sasabihan mo pa ang tao na sana sila ang maaksidente...

Tsk...

Dude, suck it up and toughen up. Don't be a baby. People are just telling it the way they see it.

If you wanted help, all you had to do was post in MCP saying "I had an accident, busted legs, I'm broke, no job, and I have X peso to pay to prevent repossession, can anyone help" - damn, for 10k or whatever it is I'd have paid the monthly just to keep the buggers away - probably even acted as a mediator between you and the dealer - they might be greedy buggers, but they are approachable :-)

Maybe I earn a friend out of it. Probably you think people don't do such things, that it would be an utterly crazy gesture, whatever, some of us are like this, we help others just for the hell of it.

You never know unless you ask.

By the way, what did you ask? :-) hehehe (My tagalog is terribly bad, so I'm 87% more likely to anger you with poor translations than someone completely fluent in the language - I made that statistic up too.)



@all negative responses... thank you sa magagandang comment ninyo... sana dumating din ang panahon ninyo at kayo na rin ang maaaksidente... i was just being honest... i just surrendered the unit because i can't pay anymore honestly... malaki ang gastos ko sa aking operation (femur and tibia rod implant) and it worth like two brandnew mios... how would i supposed to pay the monthly since i cant work yet... hdi ako katulad nyo na mayayaman... pinaghirapan ko rin yung mio ko and i never expected na maaksidente ako... sino ba may gustong maaksidente... sinabihan ko naman ung staff ng norkis kung ano ang mga sira ng mio at sabi nila mekaniko na nila ang bahala... nalaman ko na lng thru a friend na nkita nya yung mio ko sa repo section... kaya nga sinabi ko kawawa yung makakabili nun and hoping ako na makita ng possible buyer yung crack sa engine... hahai anyway i felt bad already with your comments... thank you na lng sa mga judgment ninyo... dami pa lng perfect na tao dito sa mcp... i dont belong here pala...

dapat dinamay mo na ng husto ang sarili mo sa pagkasira ng motor mo na tamang ndi ka na din magigising at para me makukuha ka pa sa insurance ng 100,000 para buhay mo... sayang naman nabuhay ka pa.....

@click_me

sir kung ganito ba naman mababasa mo, sino ang hindi sasama ang loob... pero ok lng... bahala na kayo humusga sa akin... nagpakatotoo lang ako... pasensya na at hindi completo yung unang post ko... binasa ko nga ule parang offending nga dahil kulang ang info... anyway the damage has been done... my fault...

@click_me

sir kung ganito ba naman mababasa mo, sino ang hindi sasama ang loob... pero ok lng... bahala na kayo humusga sa akin... nagpakatotoo lang ako... pasensya na at hindi completo yung unang post ko... binasa ko nga ule parang offending nga dahil kulang ang info... anyway the damage has been done... my fault...

Tunkol sa post na yan, there will always be a rotten apple in the bunch... :D

[QUOTE=Classified;4070349]Dude, suck it up and toughen up. Don't be a baby. People are just telling it the way they see it.

If you wanted help, all you had to do was post in MCP saying "I had an accident, busted legs, I'm broke, no job, and I have X peso to pay to prevent repossession, can anyone help" - damn, for 10k or whatever it is I'd have paid the monthly just to keep the buggers away - probably even acted as a mediator between you and the dealer - they might be greedy buggers, but they are approachable :-)

absolutely! :)

pa OT lang ha. ang galing ng mga mods dito sa MCP! nababasa agad nila yung mga post dito. may trabaho kaya sila iba o ito na yung trabaho nila? as in full time na trabaho? Im sorry mods curious lang ako. :?

absolutely! :)

pa OT lang ha. ang galing ng mga mods dito sa MCP! nababasa agad nila yung mga post dito. may trabaho kaya sila iba o ito na yung trabaho nila? as in full time na trabaho? Im sorry mods curious lang ako. :?

Sinong mods?

Lahat po ng mods are voluntary work lang ang ginagawa. Coincidence lang talaga kung mabagal o mabilis sila mag react...

Sensya na sa OT...

as for my experience...

naaksidente rin ako nung april 9, 2009 at wasak rin yung mio ko.. updated naman yung payment ko sa norkis with 1 month advance pa lagi... ang nanyari pina ayos ko muna konti (with the help of my friends) eh basta tumakbo lng yung mio... nung maayus na at matino na ang takbo eh sinurender ko na sa norkis.. sila mismo nagkuha ng unit sa bahay ko... supposed to be may 31 months to pay pa pero buti na lng at hindi na nila ako siningil... nakita ba naman nila yung broken leg ko... ayun nasa repo section yung mio na nasira ko... kawawa yung makakabili nun kasi may crack na sa engine yun...

very good huh... :O +100 ka po sakin sir...

kaya ka siguro narisgrasya? :?

pa OT...

To the moderators: are you not particular about the spelling and grammar?:D

pa OT...

To the moderators: are you not particular about the spelling and grammar?:D


Dont ask, they will lose 98% of posts if that happens:D

now i get it.. very irresponsible.. accepting a brand new bike and returning it as junk.. very clever yet very unproffesional..

Having it on loan, is irresponsible in the first place. You cant have it cash, which means you dont have enough money for it. So why force yourself, in behalf of your family needs? :rolleyes:

Having it on loan, is irresponsible in the first place. You cant have it cash, which means you dont have enough money for it. So why force yourself, in behalf of your family needs? :rolleyes:
OT:
Since you are ignorant about loaning and its purposes, don't comment.
Like my Skut, i got as an installment, for a year ... and satisfied with it.






pa OT...

To the moderators: are you not particular about the spelling and grammar?:D
Already taken cared of.

You got for a year because you cant get it cash right? :D

Until we realized that money we dont have yet is money we dont own, loaning will look as an affordable and easy way of owning things.

Sa aking palagay mas nakabubuti pa kung sa sariling wika natin ibahagi ang ating mga kuro-kuro...:D