COMPREHENSIVE INSURANCE RATES!!!

YOU'VE worked so hard for the BIKE you've dreamt for years. Finally, you have it! What else is there to do?

You should have your BIKE, CARS, VANS, AUVS, SUVS, PICKUPS or TRUCKS INSURED!

These days, getting COMPREHENSIVE INSURANCE for your VEHICLES is no longer an option.

It's a MUST! With the high cost of replacement-whether for repairs caused by accident, loss (in case your vehicle gets stolen or carnap) or personal or third party damages- insurance acts as a safety net for you, your loved ones, or your business.

COVERAGES

Own Damage / Theft ------------------------(Market Value)-php
Third Party Bodily Injury -----------------------100,000
Third Party Property Damage--------------------100,000
Driver / Passenger Accident Insurance----------100,000 @50T each

Total Premium : ??????


Please check below the market value of your bike and their corresponding premiums. ( for below 100,000 pls PM me ty)

Rate is 2% ( the lowest in the industry)
TPL not included


------------------------------MOTORCYCLES---------------------------------


L /DAMAGE---------------------------------------------TOTAL PREMIUM
(Market Value)-php

100,000-----------------------------------------------------3,662.36
110,000-----------------------------------------------------3,907.58
120,000-----------------------------------------------------4,152.80
130,000----------------------------------------------------- 4,398.02
140,000----------------------------------------------------- 4,643.24
150,000----------------------------------------------------- 4,888.46
160,000----------------------------------------------------- 5,133.68
170,000----------------------------------------------------- 5,378.90
180,000----------------------------------------------------- 5,624.12
190,000----------------------------------------------------- 5,869.34
200,000----------------------------------------------------- 6,114.56
210,000----------------------------------------------------- 6,359.78
220,000----------------------------------------------------- 6,605.00
230,000----------------------------------------------------- 6,850.22
240,000----------------------------------------------------- 7,095.44
250,000----------------------------------------------------- 7,340.66
260,000----------------------------------------------------- 7,585.88
270,000----------------------------------------------------- 7,831.10
280,000----------------------------------------------------- 8,076.32
290,000----------------------------------------------------- 8,321.54
300,000----------------------------------------------------- 8,566.76
310,000----------------------------------------------------- 8,811.98
320,000----------------------------------------------------- 9,057.20
330,000----------------------------------------------------- 9,302.42
340,000----------------------------------------------------- 9,547.64
350,000----------------------------------------------------- 9,792.86
360,000------------------------------------------------------10,038.08
370,000----------------------------------------------------- 10,283.30
380,000----------------------------------------------------- 10,528.52
390,000----------------------------------------------------- 10,773.74
400,000----------------------------------------------------- 11,018.96
410,000----------------------------------------------------- 11,264.18
420,000----------------------------------------------------- 11,509.40
430,000----------------------------------------------------- 11,754.62
440,000----------------------------------------------------- 11,999.84
450,000----------------------------------------------------- 12,245.06
460,000----------------------------------------------------- 12,490.28
470,000----------------------------------------------------- 12,735.50
480,000----------------------------------------------------- 12,980.72
490,000----------------------------------------------------- 13,225.94
500,000----------------------------------------------------- 13,471.16
510,000----------------------------------------------------- 13,716.38
520,000----------------------------------------------------- 13,961.60
530,000----------------------------------------------------- 14,206.82
540,000----------------------------------------------------- 14,452.04
550,000----------------------------------------------------- 14,697.26
560,000----------------------------------------------------- 14,942.48
570,000----------------------------------------------------- 15,187.70
580,000----------------------------------------------------- 15,432.92
590,000----------------------------------------------------- 15,678.14
600,000----------------------------------------------------- 15,923.36
610,000----------------------------------------------------- 16,168.58
620,000----------------------------------------------------- 16,413.80
630,000----------------------------------------------------- 16,659.02
640,000----------------------------------------------------- 16,904.24
650,000----------------------------------------------------- 17,149.46
660,000----------------------------------------------------- 17,394.68
670,000----------------------------------------------------- 17,639.90
680,000----------------------------------------------------- 17,885.12
690,000----------------------------------------------------- 18,130.34
700,000----------------------------------------------------- 18,375.56
710,000----------------------------------------------------- 18,620.78
720,000----------------------------------------------------- 18,866.00
730,000----------------------------------------------------- 19,111.22
740,000----------------------------------------------------- 19,356.42
750,000----------------------------------------------------- 19,601.66
760,000----------------------------------------------------- 19,846.88
770,000----------------------------------------------------- 20,092.10
780,000----------------------------------------------------- 20,337.32
790,000----------------------------------------------------- 20,582.54
800,000----------------------------------------------------- 20,827.76
810,000----------------------------------------------------- 21,072.98
820,000----------------------------------------------------- 21,318.20
830,000----------------------------------------------------- 21,563.42
840,000----------------------------------------------------- 21,808.64
850,000----------------------------------------------------- 22,053.86
860,000----------------------------------------------------- 22,299.08
870,000----------------------------------------------------- 22,544.30
880,000----------------------------------------------------- 22,789.52
890,000----------------------------------------------------- 23,034.74
900,000----------------------------------------------------- 23,279.96
910,000----------------------------------------------------- 23,525.18
920,000----------------------------------------------------- 23,770.40
930,000----------------------------------------------------- 24,015.62
940,000----------------------------------------------------- 24,260.84
950,000----------------------------------------------------- 24,506.06
960,000----------------------------------------------------- 24,751.28
970,000----------------------------------------------------- 24,996.50
980,000----------------------------------------------------- 25,241.72
990,000----------------------------------------------------- 25,486.94
1,000,000--------------------------------------------------- 25,732.16


for more inquiries pls PM me.

Thank you

any more discount?

Cocoy,
Now I can rest easy knowing all my cars and bikes are insured!

Thank you dude!

Thanks cocoy, after i got my bike insured, medyo naging calmante ako and was able to enjoy every ride, knowing na rest assured ako na whatever happens to the bike, it's insured! i :D

Matagal Nag-ipon ng pera, bumili ng bike, pina-insure, nag-enjoy. Makes sense to me. Thanks Cocoy!

rls, powerstall, bragster,

Thank you guys!!!


Hi littlebadboy,

The bike insurance package is the best in the industry and the cheapest! You can't find it anywhere else.

Looking forward riding with you littlebadboy, perhaps I can attend one of your group meetings or "tambayan" nights and discuss insurance much deeper.

thanks

miguel,
yes sure. try to offer the bike insurance to my buddies too. we have this thing going on when we buy stuff... we group buy to get a discount. can we work something out if we group buy an insurance policy too?

Originally posted by littlebadboy
...we group buy to get a discount. can we work something out if we group buy an insurance

littlebadboy,

As I have posted earlier the bike insurance package being offered is the best in the industry and the cheapest!
You can't find it anywhere else.

Discounted na po ang premium nito sir littlebadboy, whether group or individual insurance.

question lang,

in case magasgas bike ko.. san ko pwede pagawa? san yung mga accredited niyo na bike shop?

and how much is my participation? is it 1%? pareho sa kotse?

Originally posted by Brian A.
question lang,

in case magasgas bike ko.. san ko pwede pagawa? san yung mga accredited niyo na bike shop?

and how much is my participation? is it 1%? pareho sa kotse?

Hi Brian,

Sorry for the late reply. Right now Standard Insurance is in the process of accrediting motorcycle repair shops, I will post as soon as the listing is complete.

For the meantime, if ever there will be a claim it will be settled on a “Cash Settlement Basis”.

Yes the Participation Fee otherwise known as Deductible is:

1% of the amount insured or 500 pesos which ever is higher.

Thank you

miguel,
Can we request for "cash settlement" even if there are accredited motorcycle shops?

Hi Cocoy
I have prepared these doc.. Pls see kung may kulang pa.

1 OR/CR
2 License & OR
3 Deed of Sale
4 Estimate from Deka Motorcycles
5 Affidavit
6 Policy

See you later:wave:

Originally posted by rls
miguel,
Can we request for "cash settlement" even if there are accredited motorcycle shops?

Hi rls,

Yes you can request for cash settlement.


Hi Dencio,

Ok;) na documents mo, see you later.

Thanks

cocy,

sent u a pm:D

Originally posted by Dec

"Get a visible cable like KRYPTONITE. It's a lock AND cable rolled into one...
...This is a great deterrent! Let the bikenappers see a trusted brand like KRYPTONITE, and they'll leave your bike alone.
A tip also is to park your bike in a highly visible area. Thieves will have second thoughts and walk away to find another hit.
...But to tell you honestly, if your bike is going to get stolen, IT WILL GET STOLEN so the best way is to insure it!...
Hope this helped".


Originally posted by Nazaire

Dear Kabayan,

I am sad to tell this, Although I am hoping it would save lives.
Two weeks ago, early Saturday morning, two weeks before the start of spring, my son came to my home and invited me for a ride. He was in his CBR 1000F. I took my K100. We had some noodles then we went to Highway 16, wearing full body armour,
and other protection.
We tried to get what our machines can offer.
Coming home, we came to an intersection on a red light, so we stopped. As we are looking for the crossing traffic, a Gravel Truck rear-ended & run-over my son beside me. He was brought to hospital, after intensive check, NO broken bones, NO internal injuries, Not even a drop of blood, Lots of bruises. He was saved by protective apparel that he was wearing.
The driver of the big dump truck was charged by the police with driving without due care and attention. Of couse our insurance will sue their insurance.
Eventhough we have premium tires for our machines, and driving defensively, It is always a good practice to wear full body protection.
In the case of my son, The bike is totaled, Technics body Armour/Leather, Boots, AGV helmets are all destroyed, AND IT DID ITS JOB, it saved his body and life.

It is good to have a finely tuned machine with appropriate TIRES for the intended use, IT IS BEST TO ALWAYS WEAR PROTECTIVE APPAREL.

WE are now both healing the pain and trauma of being in an accident. Probably if not for our outfit, we are dead.

This is written in a hope that somewhere, someone, may save his life and/or extremities with this experience.

Sincerely,
Cas




Hi,

The two "QUOTES" above came from two different forums the first taken from "Technical Forum" under "Bike Alarm" courtesy of DEC. And the other came from "Bikes and Stuff for Bikes" under "OEM Tires" courtesy of Nazaire.

The reason I posted the two stories here is that it only shows how important "Bike Insurance" is. Having -Bike Alarms and Bike Insurance is a perfect combination, bike alarms is good enough for an amateur thief but for a more determined professional thief they can easily be dis- Arm in seconds why because it’s their job, they know exactly what to do, how to steal or carnap our bikes or cars in seconds.

But if we know we are "INSURED" than we can now drive our bikes more relaxed, more focus, more enjoyable.
Some drives their bikes on weekends to relieve stress after a week of office work.
Some ride their bikes to enjoy the friendship and camaraderie of other bikers and their clubs.
And others uses their bikes for everyday commute like I do, less traffic no number coding. I can go to my client twice as fast and I can park my bike anywhere.
That’s the bonus of having insurance it gives you "Peace of Mind"
Thinking that if ever my bike get stolen or damage I have my Insurance to lean on... to depend on.

The story of our fellow biker Nazaire is very unfortunate but the good news is that his son is OK and that’s the most important thing.

Accidents do happen and it happens at the very least expected.

Nazaire wrote and I quote "...The driver of the big dump truck was charged by the police with driving without due care and attention. Of cause our insurance will sue their insurance...Even though we have premium tires for our machines, and driving defensively, it is always a good practice to wear full body protection. In the case of my son, the bike is totaled, Technics body Armour/Leather, Boots, AGV helmets are all destroyed, AND IT DID ITS JOB, it saved his body and life. It is good to have a finely tuned machine with appropriate TIRES for the intended use, IT IS BEST TO ALWAYS WEAR PROTECTIVE APPAREL..."

And may I add its good to have Insurance! Yes Insurance, Just how many of us are insurance conscious? Bike Insurance is cheap here in the Philippines as compared to other countries, cheaper than most accessories of our bikes, cheaper than our helmets, jackets and other apparel, cheaper than most "TIRES" of our bikes.

Insurance is equally important as that of our protective clothing, bike alarms etc., it’s cheap but its very beneficial.

Every now and than we hear stories about accidents, about bike being stolen etc. but how many of us considers bike insurance?

In other countries Insurance is a must it’s very important to them to have their properties insured, but here in our country most Filipinos knew insurance but doesn’t consider it as a priority.

How much is your safety jacket? 8t, 11t, 15t pesos
How much is your gloves? 3t, 4t pesos
How much is your helmet? 5t, 9t, 14t pesos

How much is your bike? 100t, 300t, 500t?

How much is the premium?
For 100t coverage 3,662 pesos only
For 300t coverage 8,566 pesos only
For 500t coverage 13,471 pesos only

Isn’t that cheap?

What if your bike got damage during a nasty spill during one of your weekend or daily trip?
What if your bike got stolen?

Have your bike insured now!
Get protection 24-hours a day 365-days- a year!
You wont REGRET IT,

I hope this post will bring awareness as to how important "Comprehensive Insurance" is to us bikers.

Thank you Dec for recommending the importance of insurance in your post, and thank you Nazaire for sharing your story and the importance of good protective clothing / gears that saves your sons life. Good to know your son’s bike is insured.

Thank you

Miguel

Hello Bikers,

I would like to inform you guys that if you get insurance, as an added benefit " Standard Insurance will pay the cost of all necessary medical or surgical treatment, hospital care, nursing service, x-rays, drugs and dressings including all other reasonable medical expenses incurred within the 26 weeks of the accident up to the maximum amount of FIVE THOUSAND PESOS only (5,000 pesos) each (driver and passenger)".


Originally posted by miguel
COMPREHENSIVE INSURANCE RATES!!!

YOU'VE worked so hard for the BIKE you've dreamt for years. Finally, you have it! What else is there to do?

You should have your BIKE, CARS, VANS, AUVS, SUVS, PICKUPS or TRUCKS INSURED!

These days, getting COMPREHENSIVE INSURANCE for your VEHICLES is no longer an option.

It's a MUST! With the high cost of replacement-whether for repairs caused by accident, loss (in case your vehicle gets stolen or carnap) or personal or third party damages- insurance acts as a safety net for you, your loved ones, or your business.

COVERAGES

Own Damage / Theft ------------------------(Market Value)-php
Third Party Bodily Injury -------------------------100,000
Third Party Property Damage--------------------100,000
Driver / Passenger Accident Insurance----------100,000 @50T each

Total Premium : ??????


Please check below the market value of your bike and their corresponding premiums. ( for below 100,000 pls PM me)

Rate is only 2% ( the lowest in the industry)
*TPL not included


------------------------------MOTORCYCLES---------------------------------



TOTAL LOSS / OWN DAMAGE-----------------------TOTAL PREMIUM
(Market Value)-php

100,000-----------------------------------------------------3,662.36
110,000-----------------------------------------------------3,907.58
120,000-----------------------------------------------------4,152.80
130,000----------------------------------------------------- 4,398.02
140,000----------------------------------------------------- 4,643.24
150,000----------------------------------------------------- 4,888.46
160,000----------------------------------------------------- 5,133.68
170,000----------------------------------------------------- 5,378.90
180,000----------------------------------------------------- 5,624.12
190,000----------------------------------------------------- 5,869.34
200,000----------------------------------------------------- 6,114.56
210,000----------------------------------------------------- 6,359.78
220,000----------------------------------------------------- 6,605.00
230,000----------------------------------------------------- 6,850.22
240,000----------------------------------------------------- 7,095.44
250,000----------------------------------------------------- 7,340.66
260,000----------------------------------------------------- 7,585.88
270,000----------------------------------------------------- 7,831.10
280,000----------------------------------------------------- 8,076.32
290,000----------------------------------------------------- 8,321.54
300,000----------------------------------------------------- 8,566.76
310,000----------------------------------------------------- 8,811.98
320,000----------------------------------------------------- 9,057.20
330,000----------------------------------------------------- 9,302.42
340,000----------------------------------------------------- 9,547.64
350,000----------------------------------------------------- 9,792.86
360,000------------------------------------------------------10,038.08
370,000----------------------------------------------------- 10,283.30
380,000----------------------------------------------------- 10,528.52
390,000----------------------------------------------------- 10,773.74
400,000----------------------------------------------------- 11,018.96
410,000----------------------------------------------------- 11,264.18
420,000----------------------------------------------------- 11,509.40
430,000----------------------------------------------------- 11,754.62
440,000----------------------------------------------------- 11,999.84
450,000----------------------------------------------------- 12,245.06
460,000----------------------------------------------------- 12,490.28
470,000----------------------------------------------------- 12,735.50
480,000----------------------------------------------------- 12,980.72
490,000----------------------------------------------------- 13,225.94
500,000----------------------------------------------------- 13,471.16
510,000----------------------------------------------------- 13,716.38
520,000----------------------------------------------------- 13,961.60
530,000----------------------------------------------------- 14,206.82
540,000----------------------------------------------------- 14,452.04
550,000----------------------------------------------------- 14,697.26
560,000----------------------------------------------------- 14,942.48
570,000----------------------------------------------------- 15,187.70
580,000----------------------------------------------------- 15,432.92
590,000----------------------------------------------------- 15,678.14
600,000----------------------------------------------------- 15,923.36
610,000----------------------------------------------------- 16,168.58
620,000----------------------------------------------------- 16,413.80
630,000----------------------------------------------------- 16,659.02
640,000----------------------------------------------------- 16,904.24
650,000----------------------------------------------------- 17,149.46
660,000----------------------------------------------------- 17,394.68
670,000----------------------------------------------------- 17,639.90
680,000----------------------------------------------------- 17,885.12
690,000----------------------------------------------------- 18,130.34
700,000----------------------------------------------------- 18,375.56
710,000----------------------------------------------------- 18,620.78
720,000----------------------------------------------------- 18,866.00
730,000----------------------------------------------------- 19,111.22
740,000----------------------------------------------------- 19,356.42
750,000----------------------------------------------------- 19,601.66
760,000----------------------------------------------------- 19,846.88
770,000----------------------------------------------------- 20,092.10
780,000----------------------------------------------------- 20,337.32
790,000----------------------------------------------------- 20,582.54
800,000----------------------------------------------------- 20,827.76
810,000----------------------------------------------------- 21,072.98
820,000----------------------------------------------------- 21,318.20
830,000----------------------------------------------------- 21,563.42
840,000----------------------------------------------------- 21,808.64
850,000----------------------------------------------------- 22,053.86
860,000----------------------------------------------------- 22,299.08
870,000----------------------------------------------------- 22,544.30
880,000----------------------------------------------------- 22,789.52
890,000----------------------------------------------------- 23,034.74
900,000----------------------------------------------------- 23,279.96
910,000----------------------------------------------------- 23,525.18
920,000----------------------------------------------------- 23,770.40
930,000----------------------------------------------------- 24,015.62
940,000----------------------------------------------------- 24,260.84
950,000----------------------------------------------------- 24,506.06
960,000----------------------------------------------------- 24,751.28
970,000----------------------------------------------------- 24,996.50
980,000----------------------------------------------------- 25,241.72
990,000----------------------------------------------------- 25,486.94
1,000,000--------------------------------------------------- 25,732.16


for more inquiries pls PM me.

Thank you

But if we know we are "INSURED" than we can now drive our bikes more relaxed, more focus, more enjoyable.
Some drives their bikes on weekends to relieve stress after a week of office work.
Some ride their bikes to enjoy the friendship and camaraderie of other bikers and their clubs.
And others uses their bikes for everyday commute like I do, less traffic no number coding. I can go to my client twice as fast and I can park my bike anywhere.
That’s the bonus of having insurance it gives you "Peace of Mind"
Thinking that if ever my bike get stolen or damage I have my Insurance to lean on... to depend on.

Accidents do happen and it happens at the very least expected.

And may I add its good to have Insurance! Yes Insurance, Just how many of us are insurance conscious? Bike Insurance is cheap here in the Philippines as compared to other countries, cheaper than most accessories of our bikes, cheaper than our helmets, jackets and other apparel, cheaper than most "TIRES" of our bikes.

Insurance is equally important as that of our protective clothing, bike alarms etc., it’s cheap but its very beneficial.

Every now and than we hear stories about accidents, about bike being stolen etc. but how many of us considers bike insurance?

In other countries Insurance is a must it’s very important to them to have their properties insured, but here in our country most Filipinos knew insurance but doesn’t consider it as a priority.

How much is your safety jacket? 8t, 11t, 15t pesos
How much is your gloves? 3t, 4t pesos
How much is your helmet? 5t, 9t, 14t pesos

How much is your bike? 100t, 300t, 500t?

How much is the premium?
For 100t coverage 3,662 pesos only
For 300t coverage 8,566 pesos only
For 500t coverage 13,471 pesos only

Isn’t that cheap?

What if your bike got damage during a nasty spill during one of your weekend or daily trip?
What if your bike got stolen?

Have your bike insured now!
Get protection 24-hours a day 365-days- a year!
You wont REGRET IT,

I hope this post will bring awareness as to how important "Comprehensive Insurance" is to us bikers.

Thank you Dec for recommending the importance of insurance in your post, and thank you Nazaire for sharing your story and the importance of good protective clothing / gears that saves your sons life. Good to know your son’s bike is insured.

Thank you

Miguel [/B][/QUOTE]


You're right miguel, insurance is really important. I hope our fellow motorists can visit this link http://www.motorcyclephilippines.com/forums/showthread.php?s=&threadid=2385
However, I would like to add that insuring your bike is important but I think insuring yourself is far more important. A damaged bike can still be replaced but you can never tell when accidents can happen. It's better to be prepared than to regret later on. Insurance is sold not because somebody must die but somebody must live, even after you're gone. It can also provide you with necessary cash if you won't be able to go back to work due to disablement.

Insure yourself now. The accident insurance i am offering is cheaper than the bike insurance. The premium depends on your choice of coverage and the type of work you are in. Send me a PM for more details. Hope to hear from you fellow bikers.

Ride safely.

i have a pm for you. thanks.

Hubris and luju, just send you guys a PM.
many thanks.

miguel,
musta? kelan ko kaya pde makuha ung endorsements dun sa insurance?
thanks :)

Hi Patvil,

Ill be at the fort on tues. maybe you can drop by and meet the ever friendly MIB guys and some of our ever loyal "FRENS".
See you there dude!

Coy I got ur sms. Thanks again bro.:C
BTW where's ur office located?:?
I could use the money to get myself a new lid=b

Bago avatar mo dude!

Nga pala, bket mo benta Balius, upgrade ka noh??:>

Dencio, our head office is located at P. Gil cor.
F. Agoncillo St., Ermita, Manila. You wont miss it.

Yes Im selling my ride for an upgrade? maybe...

cocoy, sent u a pm and e-mail.

miguel,

i sent you an email about your inquiries. thanks

miguel, nice meeting you bro! thank you na rin.

knowing that my bike is insured I finally have peace of mind in regards to my bike.:D

Originally posted by jayzbtnh
miguel, nice meeting you bro! thank you na rin.

knowing that my bike is insured I finally have peace of mind in regards to my bike.:D


jayzbtnh, nice meeting you too and many thanks for giving me the opportunity to be of service with your need.

Miguel

hi,
other than motorcycles, do you insure european scooters?
thanks.

[QUOTE]Originally posted by the_Nong
[B]hi,other than motorcycles, do you insure european scooters?

the nong, yes we do insure european scooters and all other makes of Scooters and Bikes and Cars as well.

Pls. send a P.M. or E-mail at cocoystd@yahoo.com the following information and I will P.M. your premium, coverages, etc.

Registered Owner of the Bike \ Scooter
Registered Address of the Bike \ Scooter
Year
Make
Model
Displacement
Color
Engine #
Chassis #
Plate #
Market value
Your name and address if different from registration
Office or Residence Phone #
Cell phone #

I will be more than happy to of service to you.
Thanks.